Affordable Care Tips for Louisiana Residents
The Affordable Care Act was enacted with the goal of increasing the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government.
The Affordable Care Act is made up of two separate pieces of legislation, the Patient Protection and Affordable Health Care Act and the Education Reconciliation act, that together expand Medicaid coverage to millions of low-income Americans and will improve Medicaid the Children’s Health insurance program (CHIP).
Its goal is to make health care access more available to those who aren’t on Medicaid and do not have jobs that provide health benefits.
The millions of Americans who fall into this category are encouraged to visit healthcare.gov. The Web site also includes information on preventive care and how to compare the quality of care patients receive at local facilities, and apply for government assistance but its most notable feature is the marketplace.
Through healthcare.gov’s market place patrons can compare private health insurance plans, side by side. Plans offered in the Healthcare Marketplace will offer the same set of essential health benefits; which are minimum requirements for all plans in the Marketplace.Plans applied for by December 15, coverage can start as soon as January 1, 2014. Open enrollment for 2014 health insurance closes March 30th
These essential health benefits include at least the following items and services: ambulatory patient services (outpatient care you get without being admitted to a hospital), prescription drugs, pediatric services, new born care.
Here are the facts about ACA:
• If you own a company you apply for packages for your staff
• You can apply online or by phone
• You can apply alone or along with members of your household
•If you apply online you must have an email address
• The Baton Rouge Primary Care Collaborative, Inc., 2013 Central Rd, has ACA-certified application counselors who can help with the process.
The Affordable Health Care Act will provide Americans with better health security by, expanding coverage, holding insurance companies accountable, lower healthcare cost, guarantee more choice and enhance quality for all Americans.